Top 5 Best Bad Credit Installment Loans with Guaranteed Instant Approval and No Credit Check in 2022

Below is a list of the best installment loan providers in the United States; use them to access the funds you need today!
Best USA Installment Loans – Quick Overview
- Low Credit Financing: Best Overall for Online Installment Loans
- Viva Payday Loans: Best for Applying for 100% Online Bad Credit Installment Loans
- Big Buck Loans: Best for Same Day Online Installment Loans
- Core paydays: Best for installment loans near me for unemployed
- Green Dollar loans: Best for bad credit secured installment loans
Secured installment loans for bad credit no credit check 2022
1. Low Credit Financing: Best Overall for Online Installment Loans
Those who apply for installment loans online through Low Credit Finance will appreciate the user-friendly application form, quick turnaround and quick payment.
Online installment loans through Low Credit Finance range from $100 to $5,000 with variable interest rates from 5.99% to 35.99% and repayment options of 3 to 24 months, depending on the amount of the loan. ready.
Online Installment Loan Eligibility Requirements
- Valid US ID
- Minimum age 18+
- Minimum income $1,000 p/month
Benefits of Online Installment Loans
- User-friendly app
- 100% online process
- Quick turn
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2.
Viva Payday Loans: Best for 100% Online Applications for Bad Credit Installment Loans

Bad credit installment loans can be difficult for borrowers with poor credit scores, unless they apply through the Viva Payday Loans website!
Lenders through Viva Payday Loans offer bad credit installment loans to employed people, independent contractors and students. Borrowers can choose loans up to $5,000 with repayment terms of 3 to 24 months and interest rates of 5.99% to 35.99%.
100% Online Application Installment Loan Eligibility Requirements for Bad Credit
- Minimum age 18+
- Pass the accessibility test
- Income of $1,000 p/m
Benefits of 100% Online Application Installment Loans for Bad Credit
- Quick disbursement
- Online application
- Flexible Terms
Disadvantages of 100% Online Application Installment Loans for Bad Credit
- Some requests are rejected
3. Large loans: Best for same-day online installment loans

Borrowers using the Big Buck Loans platform can apply for online installment loans completely online for up to $5,000. Flexible loan repayment periods of 3-24 months can be selected (depending on loan value) with interest rates up to 35.99%
Big Bucks Loans provides free loan finder services to borrowers looking for installment loans online.
Same Day Online Installment Loan Eligibility Requirements
- Minimum income $1,000
- Minimum age 18 years +
- Valid US ID
Benefits of Same Day Online Installment Loans
- Free Loan Finder Service
- Easy application
- Quick decisions
Disadvantages of Same Day Online Installment Loans
- Some payments take up to 24 hours
4. Heart Paydays: Best for installment loans near me for the unemployed

Unemployed borrowers looking for installment loans near me will be pleased with lenders through Heart Paydays offering a wide range of loans to those who are self-employed or obtain their income from non-traditional means. Of course, borrowers must meet the loan eligibility criteria.
Installment loans near me typically range from $100 to $5,000 with variable interest rates from 5.99% to 35.99% and flexible payment terms from 3 to 24 months.
Eligibility Requirements for Installment Loans Near Me For Unemployed
- 18 years old/over
- Must pass affordability test
- Must earn $1,000 per month
Benefits of Installment Loans Near Me for Unemployed
- Low credit ratings welcome
- Easy payment methods
- Loans up to $5,000
Disadvantages of Installment Loans Near Me for Unemployed
- Some applications are rejected
5. Green Dollar Loans: Best for Bad Credit Secured Installment Loans

Bad credit secured installment loans through Green Dollar are the ideal short-term cash flow solution. The site has an excellent reputation due to its simple application process and simple loan criteria.
Bad credit secured installment loans through Green Dollar lenders typically range from $100 to $5,000 with 3 to 24 months to pay off. And while interest rates can be high, they usually never exceed 35.99%.
Eligibility Requirements for Bad Credit Secured Installment Loans
- Income of $1,000
- Legal age limit 18+
- American citizen
Benefits of Secured Installment Loans for Bad Credit
- Low credit ratings welcome
- Simple loan criteria
- Quick disbursement
Disadvantages of Secured Installment Loans for Bad Credit
What is instant approval online installment loans and how do they work?
Instant Approval of Online Installment Loans is a lump sum cash disbursed to eligible borrowers. These are repaid over 3 to 24 months with interest of 5.99% to 35.99% added to the loan repayment, depending on the lender.
How do I apply for a guaranteed installment loan only for direct lenders with bad credit?
Applying for secured installment loans for bad credit direct lenders only takes four steps.
Step 1: Choose from various secured installment loans for bad credit, amounts and conditions without credit check
First, select the loan amount and repayment term while applying for bad credit secured installment loans no credit check.
Step 2: Complete the installment loan application form without a credit check
Next, complete the installment loan no credit check application form with your personal information.
Step 3: Get a decision on your Direct Lender Online Installment Loans Instant Approval Application
Now wait 2 minutes to be linked to instant approval of direct lender’s online installment loans.
Step 4: Receive payment for your bad credit installment loans
All bad credit installment loans are finalized by signing a contract with the lender. Upon receipt, the funds are paid into the borrower’s bank account.
Features and Factors of Personal Installment Loans to Consider Interest on Personal Installment Loans
Personal installment loans incur interest charges, but lenders want to stay competitive; always ask about reduced interest rates to ensure you get the best deal.
Variable amounts for installment loans without a credit check
While no credit check installment loans range from $100 to $5,000, it’s best to only lend an amount you can afford to repay.
Lender transparency when applying for installment loan online without credit check
Lenders offering online installment loans without credit check through the loan search sites mentioned here are reputable and transparent. Borrowers won’t be exposed to confusing jargon or unexpected fees.
How did we choose the best instant finance installment loan providers?
The selection of the best instant finance installment loan providers was made using the criteria below.
- Easy 100% online application forms
- Poor borrowers are welcome
- Affordable loan values and flexible terms
- Interest rate between 5.99% and 35.99%
Conclusion
Although Low Credit Finance offers the best lending services, using the other lending sites mentioned in this guide will ensure that borrowers are connected directly to potential lenders who can quickly provide access to needed cash.
FAQs
Is an installment loan a good idea?
Yes. Installment loans and bad credit are great short-term cash-flow solutions with loan values of up to $5,000, easy repayment terms and interest rates of up to 35.99% .
How much installment loan can I get in the US?
Bad credit installment loans range from $100 to $5,000.
What are Tribal Installment Loans Direct Lenders No Credit Check?
Tribal installment lenders without a credit check are lenders who deal directly with the borrower when finalizing the loan. There are no third parties involved.
Disclaimer – The above content is not editorial, and TIL hereby disclaims all warranties, express or implied, with respect thereto, and does not necessarily guarantee, vouch for or endorse any content . The lending websites mentioned are correspondent lending services, not direct lenders, therefore they are not directly involved in the acceptance of your loan application. Applying for a loan with the websites does not guarantee acceptance of a loan. This article does not provide financial advice. Please seek the assistance of a financial advisor if you need financial assistance. Loans available only to US residents.